Arkansas

Yes

Yes

A property and casualty producer doesn't require a carrier appointment to sell, solicit, or negotiate travel insurance.

Within 15 days of contract execution or first business submission

AR ST § 23-64-219 The appointment means the notification filed with the commissioner that an insurer has established an agency relationship with a producer. - AR ST § 23-64-219 **(a)** An insurance producer shall not act as an agent of an insurer unless the insurance producer becomes an appointed agent of that insurer. An insurance producer who is not acting as an agent of an insurer is not required to become appointed. - **(b)** To appoint a producer as its agent, the appointing insurer shall file, in a format approved by the Insurance Commissioner, a notice of appointment within fifteen (15) days after the date the agency contract is executed or the first insurance application is submitted. An insurer may also elect to appoint a producer to all or some insurers within the insurer's holding company system or group by the filing of a single appointment request.

Yes

$20

$60

Yes

No

No

Yes

Required and may not be backdated more than 15 days, be in the future, or precede effective date of appointee license.

Yes

Via NIPR Portal

June 1 through June 30

Resident: $20 Nonresident: $60

Yes

No

Yes

Yes

Voluntary termination; inadequate production; cancelled by general agent; death; company defunct or liquidation; company indebtedness; poor policyholder service; agent moved; appointed in error; cancelled; cancelled for cause; company merger; revoked; suspended for compliance

No

Not required (ignored) and is the date transaction is processed by the state

$10

No

Notices must be mailed

Resident New License Insurance Producer: $0 (when exam is required)
Resident New License Insurance Producer: $70 (when exam is not required)
Resident New License Surplus Lines Producer: $1,035
Nonresident New License Insurance Producer: $70
Nonresident New License Surplus Lines Producer: $1,035

Resident Renewal Insurance Producer: $70 Resident Renewal Surplus Lines Producer: $60 Nonresident Renewal Insurance Producer: $70 Nonresident Renewal Surplus Lines Producer: $60

90 days before expiration

Last day of birth month every 2 years based on year of first state license issue

Late renewal allowed up to one year after expiration

90 days before expiration

Last day of birth month every 2 years based on year of first state license issue

Late renewal allowed up to one year after expiration

For individual's business address only

No

Residence, Business, and Mailing

Title Agent, Risk Retention Group, Life Settlement Broker, Consultant, Insurance Producer, Life Settlement Provider, Surplus Lines Producer, Life and Disability, Adjuster, Crop Adjuster, Property and Casualty Insurer, Navigator, Certified Application Counselor, IPA Guide, Life Settlement Producer, Reinsurance Intermediaries Broker, Exchange Producer, Purchasing Group Broker

Yes

Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA

To obtain a broker's license, an applicant must comply with the same licensing requirements as a producer

Yes

Before taking the examination, the applicant for an agent, or broker license must complete at least 20 hours of classroom instruction or electronic instruction taught by authorized instructors.

The applicant must submit a copy of the original pre-licensing education completion certificate, discussed in AR ADC 054.00.31 Appendices 3(A-E), to the exam vendor at the scheduled testing time.

Pre licensing must be taken no more than 2 years before taking the license exam.

An applicant for a new or additional line of authority will be exempt from the following requirements if the requirements were successfully completed within 2 years of the date of filing the application for the new or additional line: a. 5 hours of state insurance laws and rules; and b. 1 hour if ethics. The following applicants are exempt from pre-license education: a. consultant; b. surplus lines broker; and c. nonresident producer or adjuster from a state that engages in reciprocal licensing with Arkansas.

The prelicense education courses for a life line of authority include: a. 1 hour of introduction to insurance; b. 5 hours of state insurance laws and rules; c. 5 hours of life insurance basics; d. 5 hours of life insurance policies and provisions; e. 3 hours of annuity contracts; and f. 1 hour of ethics. The pre-license education courses for an accident and health or sickness line of authority include: a. 1 hour of Introduction to Insurance; b. 5 hours of State Insurance Laws and Rules; c. 3 hours of Health Insurance Policy Provisions; d. 2 hours of Disability Income Insurance; e. 1 hour of Medical Expense Insurance; f. 1 hour of Medicare Supplement Insurance; g. 2 hours of Social Security and Medicare; h. 1 hour of Group Insurance; i. 1 hour of HMO; and j. 1 hour of Ethics. The pre-license education courses for a casualty line of authority include: a. 1 hour of introduction to insurance; b. 5 hours of state insurance laws and rules; c. 1 hour of ocean and inland marine insurance; d. 2 hours of general liability insurance; e. 5 hours of automobile insurance and assigned risk plan, including AIPSO and CAIP; f. 3 hours of workers' compensation and assigned risk plan; g. 1 hour of commercial crime insurance and fidelity bonds; h. 1 hour of surety bonds; and i. 1 hour of ethics. The pre-license education courses for a property line of authority include: a. 1 hour of introduction to insurance; b. 5 hours of state insurance laws and rules; c. 4 hours of fire and allied lines, assigned risk plans (ARRUA), and Arkansas earthquake authority (AEA); d. 5 hours of homeowners' policies and other multiple-line products; e. .5 hours of national flood insurance; f. 3 hours of commercial property and commercial crime insurance; g. .5 hours of federal crop insurance (FCIC); and h. 1 hour of ethics. The pre-license education courses for a "personal lines" line of authority include: a. 1 hour of introduction to insurance; b. 5 hours of state insurance laws and rules; c. 2 hours of fire and allied lines, including manufactured houses, ARRUA, and AEA; d. 5 hours of homeowner's policies and other multiple-line products and assigned risk plans (ARRUA and AEA); e. 5 hours of automobile insurance and assigned risk plans; f. 1 hour of federal flood insurance; and g. 1 hour of ethics.

Yes – General background check

Not Required

PSI Exams

One Year

NIPR Gateway

Appointment

Resident State Fees

No

Yes

Every licensee must notify the Commissioner, in writing, of any change in his/her mailing or residence address within 30 days of the change. Contact Change Request supported via NIPR Gateway.

Individual and Business Entity

Failure to notify the Commissioner will result in a $25 fee, payable to the Arkansas Insurance Department Trust Fund.

No

Yes

No

Renewal period starts 90 days prior to expiration and ends Sept. 30th, annually.

90 days prior to expiration date until September 30th (annually)

Yes

Yes

Main license meets requirements

Every licensee must notify the Commissioner, in writing, of any change in his/her mailing or residence address within 30 days of the change. Contact Change Request supported via NIPR Gateway. An organization licensee must notify the Commissioner within 10 days of any changes among the members, directors, officers and all other people designated in the license. The fee for adding or deleting an individual agent from an organization license is $10.

Agency license depends on how commissions being paid out. If affiliations are receiving a commission check, must be affiliated with entity.

Yes

Yes

AK, AL, AZ, CT, DE, FL, GA, ID, IN, KY, LA, ME, MI, MN, MS, MT, NC, NH, NM, NV, OK, OR, RI, SC, TX, UT, VT, WA, WV, WY

CA, HI, NY, PR

Property, Casualty, Workers' Compensation

Licensing Fee (without CE): $120 Licensing Fee (with CE): $140 Late Fee: $240

Yes

Late renewals are allowed up to 12 months after the license expiration date. Nonresidents are required to be CE compliant to renew

Biennially, on the individual's birthday.

Crop Insurance Adjuster

Licensing Fee: $50 Late Fee: $100

No

Biennially, on the individual's birthday.

Yes

Yes

24

2 years

Yes

Last day of birth month

Year of first license issuance

Prior to license expiration.

90 days prior to month of birth

90 days prior to month of birth

Individuals who are at least 60 years old and licensed prior to July 1, 2003, exemption must be requested. Individuals who have been actively licensed for at least 15 consecutive years, prior to July 1, 2003, exemption must be requested. Newly licensed individuals are exempt for the initial license period. After the first renewal of the license, CE shall be due on the licensee’s birth date biennially. Title agents instead must complete 6 hours with 1 hour of ethics annually by their birthday.

Licensee has one year from the date of your missed renewal to bring your license back to good standing. In the meantime, the state automatically terminates any carrier appointments in the state, and will need to pay a late licensure fee. If one is also behind on your CE requirements, there is an additional fee.

Yes

Excess CE hours during a biennial period may be carried forward only to the next biennial period. Additional ethics hours will be carried forward as regular hours, not ethics education. Max of 24 hours

3

3 hours of NFIP course

8-hour initial certification, with 4 hours of LTC-specific training each renewal cycle thereafter

One-time, 4-hour course

Yes (for dually licensed, must meet both separately)

https://sbs.naic.org/solar-external-lookup/license-manager

https://agentsync.io/blog/individual-producers/insurance-continuing-education-arkansas