Arizona Seal

Arizona

state commissioner

Evan Daniels

STATE phone
(602) 364-4457
STATE LICENSE DIVISION ADDRESS

Arizona Department of Insurance and Financial Institutions

Appointments & Terminations

Required to report appointments?

No, Registry

Appointment exemptions and notes

Appointments aren't required; Registry states must maintain an internal registry of authorized licensees to submit to the state upon request.

Can be processed via nipr?

No

Fees for appointing a nonresident agency or individual?

$0

Termination reasons

Registry State - Cancelled; cancelled for cause

Allows carriers to terminate the appointment if license has expired?

No

Licensing

Initial individual new license fee

Resident New License Insurance Producer: $120 Resident New License Surplus Lines Broker: $1,000 (If two years or more left on insurance producer license) Resident New License Surplus Lines Broker: $500 (if less than two years left on insurance producer license) Non Resident New License Insurance Producer: $120 Non Resident New License Surplus Lines Broker: $1,000 (If two years or more left on insurance producer license) Non Resident New License Surplus Lines Broker: $500 (if less than two years left on insurance producer license)

License renewal fee

Resident Renewal Insurance Producer: $120 Resident Renewal Surplus Lines Broker: $1,000 Non Resident Renewal Insurance Producer: $120 Non Resident Renewal Surplus Lines Broker: $1,000

When does the resident individual producer license renewal period begin?

90 days before expiration

What is the resident individual producer license renewal date?

Last day of birth month every 4 years based on year of first state license issue

Late renewal or reinstatement period for resident individual producer license?

Late renewal allowed up to one year after expiration

When does the nonresident individual producer license renewal period begin?

90 days before expiration

What is the nonresident individual producer license renewal date?

Last day of birth month every 4 years based on year of first state license issue

Late renewal or reinstatement period for nonresident individual producer license?

Late renewal allowed up to one year after expiration

Can a producer use a P.O. Box in their resident or business address?

No

Are individuals required to list their county as part of the address?

No

What addresses are required for individual license maintenance?

Residence, Business, and Mailing

State individual licenses include

Life Settlement Broker, Surplus Lines Broker, Adjuster, Bail Bond Agent, Temporary Producer, Portable Electronics Vendor, Risk Managment Consultant, Navigator, Certified Application Counselor, Insurance Producer, Self Service Storage Agent

State recognizes a licensing exemption for nonresident commercial lines producers with multistate contracts?

Yes

State broker license rule

Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA

Requires pre licensing courses?

No

Prelicense education requirement

Fingerprints Required?

Yes, for Resident Licensing

Fingerprint Submission Details

Required with Application - Available at exam site

Where to apply for resident license?

NIPR Gateway

What Transactions are Retaliatory Fees Applied to?

None

Submit Partial License Renewals through NIPR?

Yes

Has Personal Lines LOA?

Yes

Deadline to report personal data changes (address, name change, phone number, etc.)

Licensed producers must notify the Department within 30 days. Contact Change Request supported via NIPR Gateway.

Agency

Can a sole proprietor be licensed as an entity?

No

DRLP must have active state license

Yes

DRLPs must cumulatively cover all LOAs in application

No

DRLP Notes

DRLPs must hold the same class as the agency transaction.

Agency Licensing renewals

90 days prior to expiration until the license expiration date. Late renewal period starts the day after license expiration date until one year past license expiration date.

Agency License required?

Yes

Affiliations: Indicates if producers selling on behalf of/through an entity must be formally affiliated with that entity and if the entity must notify the department of changes

No

Branch office

If the name is the same, then main license will meet the requirements.

Deadline to report key business entity changes (address, dba, phone, email, etc.)

Licensed producers must notify the Department within 30 days of a change in the licensee's: a. home, business, or email address; b. members, directors, officers, or designated producer; or c. name. A licensee who notifies the Director of a change may be required to submit a full set of fingerprints of each new member, director, officer or designated producer.

Adjuster

Requires adjuster license?

Yes

Offers designated home state?

Yes

DHS exam required?

Yes

Reciprocity states

AK, AL, AR, DE, FL, GA, ID, IN, KY, LA, ME, MI, MN, MS, MT, NC, NH, NM, NV, OK, OR, RI, SC, TX, UT, VT, WA, WV

Which states require an exam for reciprocity?

CA, CT, HI, NY, PR, WY

Independent adjuster LOAS

Adjuster

Independent adjuster fees

Licensing Fee: $120 State Exam Fee: $120 Renewal Fee: $60-$120 depending on term

Independent adjuster exam required?

Yes

Independent adjuster details

If a non resident, the line of authority "Limited to Resident Authority" is also included. Note that they do not offer reciprocity with the designated home state

Speciality adjuster renewal date

Every 4 years on the last day of the individual's birth month.

Emergency adjuster details

Arizona does not issue Emergency Adjuster Licenses, but does allow Adjusters who hold adjuster licenses in their home state to adjust in Arizona in the event of an emergency. Company adjusters or Independent adjusters may adjust catastrophe claims without an Arizona insurance adjuster license. Public Adjusters cannot.

Public adjuster fees

Address change request through NIPR?

Yes

Continuing Education

Total hours per renewal period

48

Renewal period

4 years

License renewal date is

Last day of birth month

License renewal year based on...

Year of first license issuance

When is the CE due?

Prior to license expiration.

How long before expiration does state send CE reminder?

90 days prior to month of birth

Exemptions to CE

Those who are exclusively licensed as adjusters, or exclusively licensed as bail bonds agents. LOAs that have been active for less than a year when the existing license renews. Those who have been continually licensed in Arizona since Jan. 1, 1995, and haven't been licensed as nonresidents of other states, and haven't been found to be in violation of Arizona CE law.

What if a producer missed the renewal date?

A license can be reinstated without having to retake pre licensing courses or taking a written exam if the required CE is completed and double the renewal fee is paid within the year. You will also need to complete the reissue process through NIPR.

Ethics requirements

6

Flood-specific CE requirements

3 hours of NFIP course due every two years

LTC-specific CE requirements

8-hour initial certification, with 4 hours of LTC-specific training each renewal cycle thereafter

Annuity-specific CE requirements

One-time, 4-hour course

Regulatory Updates

Arizona Department of Insurance and Financial Institutions Publishes Continuing Education Program Provider Education Packet

On January 19, 2024 Arizona published their Continuing Education packet which will be handled through Prometric. Please see attached to learn more about Continuing Education instructions, provider information, course information, SBS instructions, fees and more.

Arizona Department of Insurance to Transition Continuing Education Services to State Based Systems (SBS)

AZ will transition all Continuing Education (CE) services (course applications, course rosters, addresses, contact updates, print license and transcript, etc) to State Based Systems (SBS) on Wednesday January 17, 2024

Arizona to Update Non Uniform Question (NUQ) for Individuals

Effective November 10, 2023, Arizona will update a Non Uniform Question (NUQ) 5 for Resident Licensing applications for individuals. UPDATE: Effective date has changed to November 17, 2023.

Arizona is Removing Fingerprint Fee for Adjusters

Effective September 15, 2023, non-resident individuals applying for Adjuster license class 5 (Adjuster), line of authority 889(Adjuster) will no longer be required to pay the fingerprint fee. 

Arizona Updates Non Uniform Resident Licensing Question

Effective 12/8/2022 Arizona will update a Resident Licensing question related to fingerprints

Arizona Updates Conditions for Waived Licensing Fees

Effective 9/24/2022, AZ will waive the initial license fee for an individual whose family income does not exceed 200% of the federal poverty guidelines, active-duty military member's spouse, or for an honorably discharged veteran discharged no more than 2 years before the application.

FAQs