Utah
Jon Pike
Utah Insurance Department State Office Building
Appointments & Terminations
Yes
No
Prior to solicitation of business; Within 15 days of first business submission
Producer must be appointed prior to the solicitation of business. The appointment must be submitted to the DOI within 15 days of the appointment effective date (which is determined by the carrier and listed on the appointment form) or the date the first piece of business is received by the carrier
Yes
No fees
Yes
Yes
No
Yes
Required and is the date supplied on transaction. Must not be in the future and must be less than 15 days old.
No, perpetual
No fees
Yes
Yes
Cancelled; cancelled for cause
Yes
Required and is the date supplied on transaction. Must not be in the future and must be less than 15 days old
If the license becomes inactive, the appointment will terminate
Licensing
Resident New License Insurance Producer: $75 Resident New License Surplus Lines Broker: $75 Resident New License Limited Lines: $50 Non Resident New License Insurance Producer: $75 Non Resident New License Surplus Lines Broker: $75 Non Resident New License Limited Lines: $50
Resident Producer Individual Renewal Fee: $75 Late Renewal Fee: $50 Resident Limited Line Producer Individual Renewal Fee: $75 Late Renewal Fee: $50 Resident Surplus Lines Producer Individual Renewal Fee: $75 Late Renewal Fee: $50 Resident Consultant Renewal Fee: $75 Late Renewal Fee: $50 Resident Managing General Agent Renewal Fee: $75 Late Renewal Fee: $50 Resident Reinsurance Intermediary Renewal Fee: $75 Late Renewal Fee: $50 Resident Third Party Administrator Renewal Fee: $75 Late Renewal Fee: $50 Resident Independent Adjuster Renewal Fee: $75 Late Renewal Fee: $50 Resident Public Adjuster Renewal Fee: $75 Late Renewal Fee: $50 Non-Resident Producer Renewal Fee: $75 Late Renewal Fee: $125 Non-Resident Limited Line Producer Renewal Fee: $50 Late Renewal Fee: $100 Non-Resident Consultant Renewal Fee: $75 Late Renewal Fee: $125 Non-Resident Managing General Agent Renewal Fee: $75 Late Renewal Fee: $125 Non-Resident Reinsurance Intermediary Renewal Fee: $75 Late Renewal Fee: $125 Non-Resident Surplus Lines Producer Renewal Fee: $75 Late Renewal Fee: $125 Non-Resident Third Party Administrator Renewal Fee: $75 Late Renewal Fee: $125
90 days before expiration
Last day of birth month every 2 years based on year of first state license issue
Late renewal allowed up to one year after expiration
90 days before expiration
Last day of birth month every 2 years based on year of first state license issue
Late renewal allowed up to one year after expiration
No
No
Residence, Business, and Mailing
Resident Limited Line Producer Individual, Temporary Resident Producer Individual, Life, Non-Resident Agency, Non-Resident Broker, Non-Resident Consultant, Non-Resident Independent Adjuster, Non-Resident Managing General Agency, Non-Resident Public Adjuster, Non-Resident Reinsurance Intermediary, Non-Resident Third Party Administrator, Resident Agency, Resident Broker, Resident Consultant, Resident Independent Adjuster, Resident Limited Agency, Resident Public Adjuster, Resident Reins Intermediary, Resident Third Party Administrator, Non-Resident Managing General Agent, Resident Agent, Resident Managing General Agent, Resident Surplus Lines Producer Individual, Non Resident Surplus Lines Producer Individual, Resident Producer Individual, Property and Casualty Insurer, Non Resident Limited Lines Producer, Non Resident Producer, Resident Navigator Individual
Yes
Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA
No
Yes, for Resident Licensing
Required with Application - Live Scan at exam site
NIPR Gateway
None
No
Yes
A licensee must notify the Commissioner within 30 days of any change in phone numbers or change in home, business, or mailing address. Contact Change Request supported via NIPR Gateway.
Agency
Yes
Yes
Yes
90 days prior to expiration date until the expiration date. Late renewals begin four days after the expiration date and end one year after expiration.
Yes
No
Branch office must be licensed
Adjuster
Yes
Yes
Yes
AK, AL, AR, AZ, CT, DE, FL, GA, ID, IN, KY, LA, ME, MI, MN, MS, MT, NC, NH, NM, NV, OK, OR, RI, SC, TX, VT, WA, WV, WY
CA, HI, NY, PR
Resident independent adjuster: Independent Adjuster Accident & Health or Sickness, Independent Adjuster Property & Casualty, Independent Adjuster Workers' Compensation Non resident independent adjuster: Accident & Health or Sickness Property & Casualty Crop Workers' Compensation
Licensing Fee: $75.00 Reinstatement Fee: $75.00 Licensing Fee (Business Entity): $85.00 Reinstatement Fee (Business Entity): $85.00 Renewal Fee: $75.00 Renewal Fee (Business Entity): $85.00 Late Renewal Fee: $50.00 (Residents) / $125.00 (NR)
Yes
Biennially, on the last day of the individual's birth month. Refer to the expiration date for business entities.
In the event of an emergency, an adjuster license can be issued to those who are not licensed that spans 90 days. The insurer who contracts with an individual holding this license is responsible.
Continuing Education
24
2 years
Last day of birth month
Year of first license issuance
Prior to license expiration.
90 days prior to expiration date
If, as of April 1, 1990, you’ve completed 20 years of continuous licensure in good standing, then you’re exempt from these CE requirements so long as you request and are granted an exemption by the Certification Education Board. If your license lapses due to military service, voluntary service, or some other circumstance, such as disability, you may be exempt from CE requirements. Also, if you hold and maintain any one of the following designations, then Utah considers your CE requirements complete: Chartered Life Underwriter, Chartered Financial Consultant, Registered Health Underwriter with the completion of the PACE program; Chartered Property Casualty Underwriter with the completion of the Continuing Professional Development program; And Certified Financial Planner, Registered Employee Benefits Consultant, Certified Insurance Counselors, Accredited Customer Service Representative, Customer Relationship Manager, Society of Financial Examiners, and Insurance Regulatory Examiners Society with the completion of their CE requirements. If you’re a title producer and you’re an active member in good standing with the state bar and have met the CE requirements for the Utah State Bar, then your CE requirements are considered complete. To receive this exemption, you must attach a current letter of good standing from the Utah State Bar when paying the renewal fee.
Reinstatements are available 24/7 from the 4th day after license inactivation to 365 days after for an additional reactivation fee.
Yes, double credit for each different course per renewal period
3 hours ethics and consumer protection
3 hours of NFIP course
3 hours initial LTC training and 3 CE hours specific to LTC per renewal period thereafter
State requires annuity-specific training
https://agentsync.io/blog/individual-producers/insurance-continuing-education-utah
Regulatory Updates
Utah Issues Change to Annuity Suitability Training Requirement
On April 9, 2024, Utah issued details related to a proposed change to Producer Training. The change updates the date by which a producer must meet an annuity suitability training requirement. See attachment for full details.
Utah Issues Bulletin for Bail Bond Agencies
On March 6, 2024, Utah issued a bulletin for Bail Bond Agencies regarding license suspension rules. See attachment.
Utah Issues Bulletin Regarding Title Insurance Laws
On March 1, 2024, Utah issued a bulletin regarding the application of title insurance laws to affiliated title insurance businesses. See attachment.
Utah Publishes its Amendments to the Suitability in Annuity Transaction Requirement for Comment
On October 31, 2023, Utah Insurance Department published a requirement for comment regarding Suitability in Annuity Transactions to comply with the federal Dodd-Frank Act. This has now gone into effect as of 12/8/2023. Please see attachment for more information.
Utah Reminder Regarding Duty to Give Notice of Termination for Cause
On July 6, 2023, Utah issued a bulletin as a reminder related to Duty to Give Notice of Termination for Cause. See attachment for details.
Utah Adding a New Title Fee
~~Effective July 14, 2023~~, Utah will be updating Title fees for Resident Licensing, Resident Licensing Renewals, Non-Resident Licensing Renewals. All current fees for Resident Producer Org and Resident Producer Individual are still applicable unless otherwise noted. Update July 13, 2023-The update to the Utah Title fees is delayed. Resident and Non-Resident Renewals updates are delayed until July 20th, 2023. Initial Resident licensing has been delayed until August 11th.
Utah License Revocation and Surrender: Causes for Revocation
For Residents and Non-Residents UT ADC R590-244-7 (Effective 4/7/2023) - Per 2023 UT REG TEXT 637369(NS) - INDIVIDUAL NONRESIDENT LICENSE REQUIREMENTS: APPLICATION and ORGANIZATION NONRESIDENT LICENSE REQUIREMENTS: GENERAL REQUIREMENTS - Added Department website URL information.UT ADC R590-244-9 (Effective 4/7/2023) - Per 2023 UT REG TEXT 637369(NS) - LICENSE REVOCATION AND SURRENDER: PENALTIES - Deleted information stating that licensees may be subject to administrative penalties for failing to submit and maintain a valid email address. UT ADC R590-244-11 and UT ADC R590-244-12 (Effective 4/7/2023) - Per 2023 UT REG TEXT 637369(NS) - AGENT APPOINTMENT AND TERMINATION: TERMINATION OF APPOINTMENT - a) Revised the information that must be included in the report of a termination for cause. b) Deleted "reasons or reasons for" language. c) Deleted information stating that the report is not required to include information that is unknown.
Utah Adding Title Lines of Authority
Effective February 10, 2023, Utah will allow for the submission of Title appointments and terminations and will allow Non-Resident Producer licensees who hold a Title line of authority to renew their license via the NIPR Gateway.
Utah Adding Pet Insurance
Effective February 11, 2023, Utah will allow producers to apply and renew PET insurance license for residents and non-residents via NIPR Gateway.
Utah Offers Separate Line of Authority for Pet Insurance
Effective 7/8/2022 Utah began to offer a limited line license for producers to sell Pet Insurance. This was previously under the umbrella of the Property line of authority.
Utah DOI Relocation
Utah's Department of Insurance is changing location to the Taylorsville State Office Building.
Utah Clarifies Surplus Lines Verbiage
With this amendment, no regulations or requirements have been changed. The phrasing of rules R590-157 will make the language more clear. See attachment for more details.
FAQs
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How Do I Get an Insurance License in Utah?
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How Do I Get a State Adjuster License in Utah?
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How do I renew my insurance license in Utah?
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How do I renew my nonresident insurance license in Utah?
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How Do I renew My Non-Resident Adjuster License in Utah?
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How Do I Renew My Adjuster License In Utah?