Missouri is one of 16 states that do not license insurance adjusters. This means you can legally adjust claims in your state without a license, but only in said state.
To adjust in the state of Missouri, you will need to obtain a Designated Home State (DHS) license. You will go through that state’s (Missouri or otherwise) licensing process, testing, and compliance regulations and their license will act as your resident, or home state license.
If youre looking to become an insurance adjuster in a non-licensing state like Missouri, the Florida 70-20 DHS License is the next best thing for the following reasons:
The state offers the quickest turnaround time after you submit your documents.
The Florida 70-20 license is reciprocal with most states.
A Florida DHS license is good for 4 years.
This is not to say this is the only way to obtain a DHS license, it is simply the easiest. Many of the licensing states offer DHS licenses. So be sure to do additional research to find the best fit.
For more information, contact the Missouri Department of Insurance.