In Massachusetts, insurance licenses expire on your birthday every three years. This means that your initial insurance term will be shorter than three years following the date that your license was initially issued. But there is no requirement to take another exam from the state.
If this is the state you reside in, then renewing your license will also keep any non-resident license you have in good standing. You will still need to pay the license renewal fee for non-resident licenses held in other states.
The State of Massachusetts requires that resident individual licensees complete forty-five (45) credit hours of continuing education every three-year renewal period. Three (3) of those hours must be in the subject of ethics and be MA approved.
If you have a producer license in more than one line of authority (ex. Property & Casualty and Life & Health), you don’t need to complete double the hours.
You may take your continuing education courses either in person in a classroom setting or online as a self-paced course. After you have completed your continuing education and you are within 60 days of your license expiration, you may renew your Massachusetts insurance license online by using the National Insurance Provider Resident Licensing Tool. AgentSync can also help with the renewal process.
You may also print a paper renewal form from the Massachusetts State Division of Insurance website.
There is a fee of $225 per application to renew your license.
Once this process is complete, your license will be renewed and your new expiration date will be three years from your previous expiration date.