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AgentSync State Resources

Massachusetts Insurance Licensing and Compliance Resources

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State License Division Information

Commonwealth of Massachusetts
Division of Insurance
1000 Washington Street, Suite 810
Boston, Massachusetts 02118
Phone: (617) 521-7794
Fax: (617) 753-6883

Non Resident Licensing Information: Individual and Business Entity Licensing

For Carriers in Massachusetts

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For Agencies in Massachusetts

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  • Daily change updates synced directly with NIPR

For MGAs/MGUs in Massachusetts

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Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get. After you’ve determined which licenses you need, it’s time to begin studying for the Massachusetts insurance exams. The next step after completing all of your pre-license coursework or self-study is to take the insurance exam. You will take one exam for each line of insurance you wish to carry. When you show up you must have a photo ID or any other documents that the testing facility has asked you to bring.

Once you have completed your exams, you are now ready to apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines. Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check initiated by the application will also be reviewed.

The State of Massachusetts does not offer a Resident Insurance Adjuster License and does not require a license to practice insurance claims adjusting within the state.

In Massachusetts, insurance licenses expire on your birthday every three years. This means that your initial insurance term will be shorter than three years following the date that your license was initially issued. But there is no requirement to take another exam from the state.

If this is the state you reside in, then renewing your license will also keep any non-resident license you have in good standing. You will still need to pay the license renewal fee for non-resident licenses held in other states.

The State of Massachusetts requires that resident individual licensees complete forty-five (45) credit hours of continuing education every three-year renewal period. Three (3) of those hours must be in the subject of ethics and be MA approved.

If you have a producer license in more than one line of authority (ex. Property & Casualty and Life & Health), you don’t need to complete double the hours.

You may take your continuing education courses either in person in a classroom setting or online as a self-paced course. After you have completed your continuing education and you are within 60 days of your license expiration, you may renew your Massachusetts insurance license online by using the National Insurance Provider Resident Licensing Tool. AgentSync can also help with the renewal process.

You may also print a paper renewal form from the Massachusetts State Division of Insurance website.

There is a fee of $225 per application to renew your license.

Once this process is complete, your license will be renewed and your new expiration date will be three years from your previous expiration date.

To obtain a license as a non-resident Insurance Producer, you must be currently licensed as a resident and in good

standing with your home state. Non-residents do not need to retake their exams, as long as they maintain their resident state license, but they must apply for a new license via the NIPR. AgentSync can also help with the renewal process.

There is a fee of $225 per application to renew your license.

You must first hold an Individual Producer license in your resident state prior to applying in MA. Your resident state license status and lines of authority will be confirmed via the NIPR Producer Database, prior to the issuance of a MA non-resident producer license. If your state doesn’t offer a license, then you will need a designated home state license.

You are required to submit your renewal fee of $75 per member, made payable to the Commonwealth of Massachusetts.

For more information, contact the Massachusetts Division of Insurance (DOI).

Massachusetts is one of 16 states that do not license insurance adjusters. This means you can legally adjust claims in your state without a license, but only in said state.

To adjust in the state of Massachusetts, you will need to obtain a Designated Home State (DHS) license. You will go through that state’s (Massachusetts or otherwise) licensing process, testing, and compliance regulations and their license will act as your resident, or home state license.

If youre looking to become an insurance adjuster in a non-licensing state like Massachusetts, the Florida 70-20 DHS License is the next best thing for the following reasons:
The state offers the quickest turnaround time after you submit your documents.
The Florida 70-20 license is reciprocal with most states.
A Florida DHS license is good for 4 years.

This is not to say this is the only way to obtain a DHS license, it is simply the easiest. Many of the licensing states offer DHS licenses. So be sure to do additional research to find the best fit.

For more information, contact the Massachusetts Division of Insurance (DOI).


*State specific rules and regulations can change. Please be sure to visit NIPR or the state’s website for the latest information.