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AgentSync State Resources

California Insurance Licensing and Compliance Resources

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State License Division Information

California Department of Insurance Producer Licensing Bureau
320 Capitol Mall
Sacramento, California 95814
Phone: (800) 967-9331
Website: https://www.insurance.ca.gov/

Non Resident Licensing Information: Producer Nonresident Licensing Information

For Carriers in California

  • Drastically reduce time to sell

  • Automatically Sync active agent records with NIPR

  • Reduce time to activate Agents with seamless onboarding experience

For Agencies in California

  • Import the agent record from the NIPR PDB (Producer Database) in real time

  • Daily change updates synced directly with NIPR

  • Daily change updates synced directly with NIPR

For MGAs/MGUs in California

  • Let technology help manage your distribution channel with contracting, licensing, appointments, & compliance solutions.

  • Basic setup completed in days, not months

  • Submit appointments in a few clicks

FAQs

The first step in getting your insurance license is determining what type of insurance agent you want to be, or what types of policies you need to sell. That will help you figure out what type, or types, of insurance licenses you need to get. Then, it’s time to begin studying. After completing all of your pre-license coursework or self-study you’ll need to take your insurance exam. You’ll take one exam for each line of insurance you wish to carry, although Life, Accident & Health and Property & Casualty (P&C) lines are combined as one test each, so you wouldn’t take four tests, you would only take two altogether. You must pass your exams within one year of completing your pre-license education course.

California requires that all insurance license applicants provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts.

Once you have completed your exams and fingerprinting, you are now ready to apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines. Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed.

The first step to apply for the California adjuster license is to take the exam. The next step after completing all your coursework is to take and pass the California Insurance Adjuster License exam. One thing to note – the State of California requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. If you have specific questions regarding things that may come up on your background check you may call the California Department of Insurance at (800) 967-9331 or send them an email.

Once you have completed your exams and fingerprinting, you are now ready to apply for your license. You must obtain and submit a surety bond in the penal sum of $2,000 executed by a California admitted surety, and signed by the principal. Once you have submitted your application and have completed all the other requirements, your license application will be reviewed by the state. This process generally takes about fifteen to forty-five (15-45) working days. Depending on the results of your background check, the Department of Insurance may request more information or documentation.

The State of California requires that resident individual licensees complete twenty-four (24) credit hours of continuing education every two-year renewal period. Three (3) of those hours need to focus on ethics. You can only receive credits for courses approved for your type of license, and the same course cannot be taken repeatedly in one reporting period. Once you are within 90 days of your license expiration, you may renew your California insurance license online by using the California Department of Insurance Online Renewal tool. You can use this tool before completing your continuing education requirements. But the renewal will not go into effect until your continuing education is complete.

You’ll be charged $188 per line to renew your license(s).  AgentSync can help with insurance license renewals.

 

Non-California resident licensees are not exempt from the training. If your resident home state requires continuing education (CE) hours, you will not have to comply with California CE requirements in addition to those of your home state. 

However, if you market long-term care you must complete a California 2004 8 Hour Long-Term course from an approved California education provider. Additionally, if you market Annuities you must comply with California’s Annuity training requirement.

The renewal fee for Non-Resident Insurance Producers in California is $188.00. AgentSync can help with non-resident insurance license renewals.

 

California requires all licensees to pass an examination, regardless of having passed an examination in another state. Other non-resident license requirements may include bonds, fingerprints, and E&O coverage.

If your resident state requires continuing education hours, you will not have to comply with California continuing education requirements. However, if you market long-term care you must complete a California 2004 8 Hour Long-Term course from an approved California education provider and if you market Annuities you must comply with Californias Annuity training requirement.

There is a $264 fee to renew your California adjuster license. You can renew your California license through NIPR starting 90 days before the license’s expiration date. Licensees can renew their license through Non-Resident Adjuster License Renewal application up to license expiration date.

For more information, contact the California Department of Insurance.

Once you have your license, you’ll need to complete some additional steps every few years to keep it active. Resident California adjusters are required to complete 24 hours of continuing education (CE) every two years. The 24 hours must include at least 3 hours of Ethics.

Your continuing education hours are completed by taking adjuster CE courses. These courses are generally held online and taken on a self-paced basis.

There is an $188 fee to renew your California adjuster license.

Please note that California does not grant reciprocal licenses. To become a licensed adjuster in California, you must pass the state exam then renew every two years. Additional information can be found by contacting the California Department of Insurance.

*State specific rules and regulations can change. Please be sure to visit NIPR or the state’s website for the latest information.